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Widows or Widowers’ Benefits: Basic Requirements

I. Benefits For Disabled Widows Or Widowers Disability: If something happens to you, benefits may be payable to your widow or widower with a disability if the following conditions are met: 1.  You and your wife or husband were “legally” married in the State where the insured decedent had his or her permanent home. See,...
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Allsup and Other Thrid Parties “Monitoring” Your Claim: Do not allow it!

Insurance Companies are always up to various schemes in order to obtain your Social Security back benefit monies. Third party “Monitoring” through companies like Allsup is just another avenue to take advantage of you, the claimant. Monitoring your Social Security claim has no advantage to you! Insurance Companies simply want to collect your back benefit...
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Reverse Mortgages: A Scam of Your Wealth, Don’t Do it!

Reverse Home Mortgage: Reverse mortgages are products specifically designed for and targeted to senior citizens by supposed trust worthy actors such as James Garner and that Hart to Hart has been. Essentially these products are financinally raping senior citizens of their long term wealth and preventing the passing of the most important asset, the homstead,...
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The Disability Application Check-List: The Phone Interview

When first applying for Social Security Disability benefits you should call your local office and request a phone interview. Yes, you should SPECIFICALLY request the phone interview which should be scheduled two weeks or so after your initial call to SSA. The following is a check-list of items you should gather together for the phone...
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Social Security Disability and the 12 Consecutive Month Rule: Have You Heard of It?

The basics of the 12 consecutive rule is that you as a claimant must be disabled for 12 months at one time and have not earned, as of 2008, $940.00(SGA) or more in anyone of those 12 months regarding work activity. If Social Security finds you disabled before 12 months have gone by and you...
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Estate Taxes and Exemption and Exclusion Amounts

Federal Estate Taxes Parameters: On June 7, 2001, the Economic Growth and Tax Relief Reconciliation Act of 2001 was singed into law and provides for a reduction in the  federal estate and gift tax rates between the years 2002 through 2009. The law also increases during those years the unified credit amount which exempts assets...
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